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Retirement Calculator
See if you're on track to retire comfortably.
💡 401(k) — Pre-tax retirement contribution
🇺🇸 401(k) Reference — 2026
2026 contribution limit
$23,500/yr
Catch-up 50–59 & 64+
+$7,500/yr
Catch-up 60–63 (SECURE 2.0)
+$11,250/yr
Employer match (typical)
3–6% of salary
Traditional 401k
Pre-tax, taxed on withdrawal
💡 IRA limit 2026: $7,000/yr ($8,000 if 50+). Social Security full retirement age: 67 (born after 1960). SS taxable wage base 2026: $180,900.