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Rent vs Buy Calculator

Compare the true cost of renting vs buying a home over time.

🏠 Buying

Home price ($)

Down payment ($)

Mortgage rate (%)

Mortgage term (years)

Annual property tax ($)

Annual home insurance ($)

Annual maintenance (% of home)

Annual home appreciation (%)

🏠 Renting

Current monthly rent ($)

Annual rent increase (%)

Investment return if renting (%)

Time horizon (years)