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Pension & Retirement Calculator

Plan your retirement with ISA, SIPP and the State Pension.

💡 ISA / SIPPAnnual ISA allowance: £20,000 (frozen)

🇬🇧 ISA & Pension Reference — 2026/27

ISA allowance 2026/27

£20,000/yr

Pension annual allowance

£60,000/yr

Lifetime allowance

Abolished Apr 2024

State Pension 2026/27

£12,548/yr

State Pension age

66 (rising to 67 by 2028)

💡 Stocks & Shares ISA: tax-free growth and withdrawals. SIPP: pension wrapper with 20–45% tax relief on contributions.