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Pension & Retirement Calculator
Plan your retirement with ISA, SIPP and the State Pension.
💡 ISA / SIPP — Annual ISA allowance: £20,000 (frozen)
🇬🇧 ISA & Pension Reference — 2026/27
ISA allowance 2026/27
£20,000/yr
Pension annual allowance
£60,000/yr
Lifetime allowance
Abolished Apr 2024
State Pension 2026/27
£12,548/yr
State Pension age
66 (rising to 67 by 2028)
💡 Stocks & Shares ISA: tax-free growth and withdrawals. SIPP: pension wrapper with 20–45% tax relief on contributions.